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The Many Faces of Life Insurance

The Many Faces of Life Insurance

By David Drake Many people in the world recognize the importance of having insurance. Today, insurance is not only a way of providing security in times of uncertainties, but it can also be a mode of investment. Life insurance, one form of insurance,  has become more and more popular over the last two decades, due to its savings and investment opportunities. By definition, life insurance is a policy taken against the life of the insured. The owner pays premiums for a specified amount of time. When the insured passes away, a  certain amount is to be paid usually to the family of the deceased. The primary purpose of life insurance is to ensure that family members are financially taken care of after one’s passing. However, today, life insurance has evolved to provide many other benefits. Various life insurance products enable people to accumulate a cash reserve which can be used even ... Read More »

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