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Family Offices: Boutiques And Big Banks Vie For $46T In Assets

Family Offices: Boutiques And Big Banks Vie For $46T In Assets

Family office businesses are booming around the globe, largely in response to increased demand from a growing demographic – wealthy individuals with at least $1m in investable assets.  That demographic grew by over 9% in 2012, to 12 million individuals worldwide, according to a report from Capgemini and RBC Wealth Management. Nearly 85% of wealthy families today squander their fortunes by the third generation, according to James Hughes, who has authored several works on wealth management.  In the vast majority of cases, Hughes attributes their decline to a lack of communication between family members that keeps them from making important financial decisions as a family. North America represents the largest growth in the number of millionaire investors – an 11.5% increase in 2012 – to 3.73 million, that’s nearly four million people with at least a million dollars to invest, excluding their primary residence and other net worth assets.  Total ... Read More »

Is Alternative Finance Disruptive or Collaborative?

Is Alternative Finance Disruptive or Collaborative?

by David Drake Alternative finance, a concept which encompasses peer-to-peer lending and crowdfunding, has experienced rapid growth globally. It started in 2008, after the global financial crisis, as an online extension of conventional financing through family and friends, then spread to include online communities of issuers and investors across the globe. This led to the democratization and globalization of capital raising processes. Several factors have contributed to the growth of alternative finance as we know it today. They include the emergence of Internet 2.0 which enables users to achieve greater online interactivity. The reduced bank lending, as well as low-interest rates experienced, after the 2008 crisis have also forced investors and issuers to explore other emerging, non-conventional investment and financing models. A report released by DealIndex dubbed “Democratising Finance” states that an environment characterised by low-interest rates will drive investors to alternative finance. Billions of dollars have already been successfully ... Read More »

5 Alternative financing techniques to Power-up Alternative Energy Market

5 Alternative financing techniques to Power-up Alternative Energy Market

  by David Drake Renewable energy sources are said to be the way of the future that will supply the energy needs of the future and new generations. These sources are naturally replenished, and include energy from sunlight, rain, wind, geothermal heat, sea waves, plants and tides. However, harnessing some of these renewable energy sources need high capital costs for the communities and individuals, so alternative financing models are needed to promote their commercial and residential use.   Using renewable energy sources will reduce our carbon footprints. Here are 5 alternative ways to finance renewable energy projects:   1. Crowdfunding for Renewable Energy Projects   Crowdfunding for a project, especially if it benefits the community usually draw the interest of the crowd. Definitely, crowdfunding for renewable energy projects would gain the support of the people who believe that clean energy is the way of the future. There are many crowdfunding ... Read More »

Will FINRA delay or speed up the newly-approved Equity Crowdfunding law?

New York City by VictoriaGlobal.co

 With a 3-1 vote on 30 October 2015, the Securities and Exchange Commission (SEC)    has approved new rules that bring to effect equity crowdfunding. This approval makes the United States the second country to pass the law on equity crowdfunding in the world after Italy. The new rules were adopted by the SEC three years after President Obama assented to the Jumpstart Our Business Startups – JOBS Act, the legal framework that set in motion crowdfunding in the United States.     Just as I had forecasted in December 2012, the equity-based crowdfunding law has come to effect over 1000 days after the enactment of the JOBS Act in April 2012. The approval of equity crowdfunding law under Title III of the JOBS Act came 8 months after the SEC approved Regulation A+ under Title IV. Regulation A+ enables small businesses and startups to crowdfund up to $50 million ... Read More »

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